All agents are NOT alike! Find out why I am a top real estate expert. Call me: 217-875-8081.

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"We felt like we mattered as customers even though we were not spending over $100,000 for a house"
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Glenda Williamson ABR CRS GRI LTG is one of The Top Selling Real Estate Experts™
Glenda Williamson LTG, is one of The Top Selling Real Estate Experts™
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Testimonials: Forsyth, Mt. Zion and Decatur Illinois home buying, real estate listings, and homes for sale in Macon County, IL

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First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Q	Who is the world's richest living person?
A	William H. Gates, III, Chairman of Microsoft Corporation, whose wealth was estimated at $46.6 billion in 2004.
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Glenda Williamson ABR, CRS, GRI, LTG,, REALTORŽ, real estate agent and broker for Forsyth, Mt. Zion and Decatur Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Glenda Williamson, ABR, CRS, GRI, LTG
Glenda Williamson Realty
1110 W Arbor Dr, Suite D
Decatur, IL
62526
Office: 217-875-8081
Toll Free: 877-475-9972
Fax: 217-875-8110
Glenda@GlendaWilliamson.com
When it comes to succeeding in the Decatur and surrounding area real estate market, you want to enlist the best team possible to help you reach your goals. Thats where Glenda Williamson Realty comes into play. Glenda has built her reputation as an industry leader by offering people extremely caring and comprehensive service during the sale or purchase of their home. With an experienced support staff by her side, she has the resources, insight and experience to ensure you get the specific results youre looking for during the sale or purchase of your home. As a result, Glenda Williamson Realty has become a growing tradition for families throughout Decatur and the surrounding area who want to make the most out of their move. Here are just a few of the unique advantages that Glenda Williamson Realty has to offer.

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NUMBER1EXPERT™ in real estate for Forsyth, Mt. Zion and Decatur, Illinois, Lake Homes, New Construction

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